Lesson · Beyond the twelve points

EU rules for agentic AI

No single EU law covers agents. Four or five acts meet in the same agent: one for the personal data it reads, one for the AI itself, one or two for cyber incidents, and more for suppliers. The pictures show when each applies and which risk each covers; the sections below say what they ask of you.

Last reviewed: 28 September 2026. This is guidance for learning, not legal advice. Laws change and national rules add to them: check with your data protection officer or a lawyer before you rely on it.

When the rules apply

Timeline of the EU rules for agentic AI, 2024 to 2028The AI Act's dates on the upper line, NIS2, DORA, the Data Act and the Cyber Resilience Act on the lower line, and a marker for the day this lesson was last reviewed. The numbered list below the picture gives every date.AI ACTOTHER RULES2025202620272028last reviewed12345678910111213

Filled: already applies. Open: still to come.

  1. 1 August 2024 · The AI Act enters into force AI Act Art. 113(opens in a new tab)
  2. 18 October 2024 · NIS2 applies through national law NIS2 Art. 41(opens in a new tab)
  3. 17 January 2025 · DORA applies DORA Art. 64(opens in a new tab)
  4. 2 February 2025 · Banned practices and AI literacy AI Act Art. 113(opens in a new tab)
  5. 2 August 2025 · General-purpose AI models, governance and penalties AI Act Art. 113(opens in a new tab)
  6. 12 September 2025 · The Data Act applies Data Act Art. 50(opens in a new tab)
  7. 27 July 2026 · The Digital Omnibus on AI enters into force Digital Omnibus on AI(opens in a new tab)
  8. 2 August 2026 · Most of the AI Act, including transparency AI Act Art. 113(opens in a new tab)
  9. 11 September 2026 · Cyber Resilience Act: reporting duties CRA Art. 71(2)(opens in a new tab)
  10. 2 December 2026 · New bans on non-consensual sexual deepfakes and child sexual abuse material; marking duty for older generative systems AI Act Art. 5(1)(opens in a new tab)AI Act Art. 113(opens in a new tab)AI Act Art. 111(4)(opens in a new tab)
  11. 2 December 2027 · High-risk duties, Annex III AI Act Art. 113(opens in a new tab)
  12. 11 December 2027 · The Cyber Resilience Act applies in full CRA Art. 71(2)(opens in a new tab)
  13. 2 August 2028 · High-risk duties, Annex I products AI Act Art. 113(opens in a new tab)

Which rule covers which risk

Each row is something that can go wrong with an agent; each column is an act. A filled cell names the articles that deal with it.

Which EU act covers which risk of an agent
RiskGDPRAI ActNIS2DORAData ActCRA
Personal data in logs and promptsGDPR Art. 5(opens in a new tab)GDPR Art. 6(opens in a new tab)GDPR Art. 25(opens in a new tab)GDPR Art. 35(opens in a new tab)not coverednot coverednot coverednot coverednot covered
A leak of dataGDPR Art. 33(opens in a new tab)GDPR Art. 34(opens in a new tab)not coveredNIS2 Art. 23(opens in a new tab)DORA Art. 19(opens in a new tab)not coverednot covered
An outage the agent causesGDPR Art. 32(opens in a new tab)not coveredNIS2 Art. 23(opens in a new tab)DORA Art. 17(opens in a new tab)DORA Art. 19(opens in a new tab)not coverednot covered
Decisions about peopleGDPR Art. 22(opens in a new tab)AI Act Annex III(opens in a new tab)AI Act Art. 26(opens in a new tab)AI Act Art. 27(opens in a new tab)not coverednot coverednot coverednot covered
A manipulated or unreliable agentnot coveredAI Act Art. 9(opens in a new tab)AI Act Art. 14(opens in a new tab)AI Act Art. 15(opens in a new tab)NIS2 Art. 21(opens in a new tab)DORA Art. 6(opens in a new tab)not coverednot covered
Model and cloud suppliersGDPR Art. 28(opens in a new tab)GDPR Art. 46(opens in a new tab)not coveredNIS2 Art. 21(2)(d)(opens in a new tab)DORA Art. 28(opens in a new tab)DORA Art. 30(opens in a new tab)Data Act Art. 23(opens in a new tab)not covered
Being open about AInot coveredAI Act Art. 50(opens in a new tab)not coverednot coverednot coverednot covered
Skills and oversightnot coveredAI Act Art. 4(opens in a new tab)AI Act Art. 26(2)(opens in a new tab)NIS2 Art. 20(2)(opens in a new tab)not coverednot coverednot covered
Software you sellnot coverednot coverednot coverednot coverednot coveredCRA Art. 14(opens in a new tab)CRA Art. 71(2)(opens in a new tab)

The AI Act sorts AI by risk

Four tiers: banned, high-risk, transparency duties, and everything else. Most enterprise agents sit in the last two.

Is the SRE agent high-risk?

Most likely not, and it is worth knowing exactly why, because a small change of task can change the answer.

Personal data: the GDPR's questions

Logs, tickets and chats are full of names and e-mail addresses, so the GDPR applies to almost every operations agent.

The incident clocks

When the agent leaks data or breaks production, several clocks can start at once. Know them before the first incident.

What changed in 2026

The EU simplified parts of the AI Act this year, and has proposed changes to the GDPR that are not law yet.

Classify the agent, map its personal data, name its suppliers, and know your reporting clocks before the first incident, not during it.

Check your understanding

6 questions. Pick an answer for each, then check. Nothing leaves your browser session.

1. An agent screens job applications and ranks the candidates. Under the AI Act it is...

2. The SRE agent rolls back deployments of a web shop's checkout service. Is it high-risk?

3. The agent posts customer e-mail addresses to an outside channel. Under the GDPR, the authority must be told...

4. A bank's agent causes a major outage. Which act sets its incident reporting?

5. You call a US model provider's API with logs that contain personal data. What do you need?

6. When do the AI Act's duties for high-risk systems in Annex III apply?

Answer every question to check.
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