EU rules for agentic AI
No single EU law covers agents. Four or five acts meet in the same agent: one for the personal data it reads, one for the AI itself, one or two for cyber incidents, and more for suppliers. The pictures show when each applies and which risk each covers; the sections below say what they ask of you.
Last reviewed: 28 September 2026. This is guidance for learning, not legal advice. Laws change and national rules add to them: check with your data protection officer or a lawyer before you rely on it.
When the rules apply
Filled: already applies. Open: still to come.
- 1 August 2024 · The AI Act enters into force AI Act Art. 113(opens in a new tab)
- 18 October 2024 · NIS2 applies through national law NIS2 Art. 41(opens in a new tab)
- 17 January 2025 · DORA applies DORA Art. 64(opens in a new tab)
- 2 February 2025 · Banned practices and AI literacy AI Act Art. 113(opens in a new tab)
- 2 August 2025 · General-purpose AI models, governance and penalties AI Act Art. 113(opens in a new tab)
- 12 September 2025 · The Data Act applies Data Act Art. 50(opens in a new tab)
- 27 July 2026 · The Digital Omnibus on AI enters into force Digital Omnibus on AI(opens in a new tab)
- 2 August 2026 · Most of the AI Act, including transparency AI Act Art. 113(opens in a new tab)
- 11 September 2026 · Cyber Resilience Act: reporting duties CRA Art. 71(2)(opens in a new tab)
- 2 December 2026 · New bans on non-consensual sexual deepfakes and child sexual abuse material; marking duty for older generative systems AI Act Art. 5(1)(opens in a new tab)AI Act Art. 113(opens in a new tab)AI Act Art. 111(4)(opens in a new tab)
- 2 December 2027 · High-risk duties, Annex III AI Act Art. 113(opens in a new tab)
- 11 December 2027 · The Cyber Resilience Act applies in full CRA Art. 71(2)(opens in a new tab)
- 2 August 2028 · High-risk duties, Annex I products AI Act Art. 113(opens in a new tab)
Which rule covers which risk
Each row is something that can go wrong with an agent; each column is an act. A filled cell names the articles that deal with it.
The AI Act sorts AI by risk
Four tiers: banned, high-risk, transparency duties, and everything else. Most enterprise agents sit in the last two.
- Banned: practices such as social scoring, manipulative techniques and emotion recognition at work. AI Act Art. 5(1)(opens in a new tab)
- High-risk: AI in the areas of Annex III, such as recruitment, managing workers, credit scoring, life and health insurance pricing and critical infrastructure, and AI that is a safety component of products such as machinery. AI Act Art. 6(1)(opens in a new tab)AI Act Art. 6(2)(opens in a new tab)AI Act Annex III(opens in a new tab)
- Transparency: people are told they are dealing with an AI system, unless it is obvious, and generated content is marked. AI Act Art. 50(1)(opens in a new tab)AI Act Art. 50(2)(opens in a new tab)
- Everyone who provides or uses AI supports the AI literacy of their staff. AI Act Art. 4(opens in a new tab)
Is the SRE agent high-risk?
Most likely not, and it is worth knowing exactly why, because a small change of task can change the answer.
- IT operations is not an Annex III area. Critical infrastructure is, but only for safety components, and a system used only for service efficiency, automation or quality control is not a safety component. AI Act Annex III, point 2(opens in a new tab)AI Act Art. 6(1a)(opens in a new tab)
- It becomes high-risk if its failure could endanger health and safety, or if it allocates work to people based on their behaviour or evaluates their performance. AI Act Art. 6(1b)(opens in a new tab)AI Act Annex III, point 4(opens in a new tab)
- If you build it and put it into service under your own name, you are its provider as well as its deployer. AI Act Art. 3(3)(opens in a new tab)AI Act Art. 3(4)(opens in a new tab)
Personal data: the GDPR's questions
Logs, tickets and chats are full of names and e-mail addresses, so the GDPR applies to almost every operations agent.
- What for, and how much? Specified purposes, and no more data than necessary. GDPR Art. 5(1)(b)(opens in a new tab)GDPR Art. 5(1)(c)(opens in a new tab)
- On what basis? Usually legitimate interests, weighed against the rights of the people in the data. GDPR Art. 6(1)(opens in a new tab)
- Is it high-risk? Then a DPIA comes first. GDPR Art. 35(1)(opens in a new tab)
- Who else touches it? A model provider handling data for you is a processor and needs a contract; data leaving the EU needs an adequacy decision or standard contractual clauses. GDPR Art. 28(3)(opens in a new tab)GDPR Art. 45(1)(opens in a new tab)GDPR Art. 46(2)(c)(opens in a new tab)
- Does it decide about people alone? Then those people have rights against solely automated decisions. GDPR Art. 22(opens in a new tab)
The incident clocks
When the agent leaks data or breaks production, several clocks can start at once. Know them before the first incident.
- GDPR: a personal data breach goes to the supervisory authority within 72 hours of becoming aware, where feasible, unless it is unlikely to result in a risk. GDPR Art. 33(1)(opens in a new tab)
- NIS2: early warning within 24 hours, notification within 72 hours, final report within a month. NIS2 Art. 23(4)(opens in a new tab)
- DORA: initial notification within 4 hours of classifying an incident as major and at most 24 hours after becoming aware, intermediate report within 72 hours, final report within a month. DORA Art. 19(4)(opens in a new tab)DORA reporting rules Art. 5(1)(opens in a new tab)
- AI Act: a provider of a high-risk system reports a serious incident within 15 days, or 2 days for a serious disruption of critical infrastructure. AI Act Art. 73(2)(opens in a new tab)AI Act Art. 73(3)(opens in a new tab)
What changed in 2026
The EU simplified parts of the AI Act this year, and has proposed changes to the GDPR that are not law yet.
- The Digital Omnibus on AI, in force since 27 July 2026, moved the high-risk duties to 2 December 2027 (Annex III) and 2 August 2028 (Annex I), and turned AI literacy into a duty to support it rather than guarantee a level. Digital Omnibus on AI(opens in a new tab)AI Act Art. 113(opens in a new tab)AI Act Art. 4(opens in a new tab)
- The Digital Omnibus proposal of 19 November 2025 would change the GDPR, for example to notify only high-risk breaches, within 96 hours. It had not been adopted when this lesson was last reviewed. Digital Omnibus proposal(opens in a new tab)
Classify the agent, map its personal data, name its suppliers, and know your reporting clocks before the first incident, not during it.
Check your understanding
6 questions. Pick an answer for each, then check. Nothing leaves your browser session.
1. An agent screens job applications and ranks the candidates. Under the AI Act it is...
2. The SRE agent rolls back deployments of a web shop's checkout service. Is it high-risk?
3. The agent posts customer e-mail addresses to an outside channel. Under the GDPR, the authority must be told...
4. A bank's agent causes a major outage. Which act sets its incident reporting?
5. You call a US model provider's API with logs that contain personal data. What do you need?
6. When do the AI Act's duties for high-risk systems in Annex III apply?